Rothesay Life is an award-winning pension risk management specialist with a proven track record in meeting clients’ needs and requirements even in challenging market conditions.
We create thoughtful solutions that focus on securing the long-term pension obligations of our clients and providing the highest levels of support to ensure a smooth and efficient transition
Bulk annuity (buy-in)
Held as an asset of the pension scheme, a pension buy-in is a bulk annuity contract that covers the same as all of the benefits for a subset of the scheme members. The bulk annuity contract protects the scheme against increases in the longevity of covered beneficiaries, as well as insulating the scheme from changes in investment returns, interest rates and inflation. The buy-in can be tailored to transfer specific risks if required.